Are you wondering if you need a home warranty and how to go about choosing the right company to offer you a home warranty plan?
Once in a while, it is advisable to take stock of ways you invest in your home. And how much. It is also vital to come up with ways to protect your budget and prepare for the unexpected. That will save you from breaking the bank and accruing debts to cater for some expenses., which would have been avoided altogether.
In this article, we define a home warranty and the reasons you should consider a home warranty.
First, a home warranty is a contract between a homeowner and a home warranty company. The agreement covers a year and for repairs and replacement costs of major household appliances and systems in the event of breakdowns associated with wear and tear.
When essential items in the home fail to work as expected, the homeowner can reach out to the home warranty company. A good example is the American residential warranty company. Such a company will make all reasonable efforts to initiate service as per the terms and conditions of the agreement.
Some of the major components covered by a home warranty plan include ductwork, plumbing, electrical systems, central heating and cooling units, garage door openers, water and sewer lines, ceiling fans, water heaters, and kitchen appliances.
You might be asking yourself how much you need to pay for coverage. The good news is, home warranty coverage plans are not outrageously expensive. When you compare a warranty plan and having to replace the item or catering for repairs by yourself, it makes sense to consider the services of a home warranty service company.
That said, it is crucial to establish the items eligible for coverage. Ensure to read the agreement on exclusions and limitations before you can sign.
Reasons you need to consider a home warranty.
1. Budget protection
Having a home warranty can protect your budget in several ways. One of them is that you don’t have to go out of your way to cater for expensive repairs and replacement costs in case of a problem.
The one-year agreement will cover for repairs and replacement of several items in your household. That gives you peace of mind.
2. Anticipate expenses
A home warranty from companies such as American residential warranty can help you anticipate out-of-pocket expenses. Instead of focusing on the total costs of breakdowns of your household appliances and systems in the previous years, you gain insights into the costs to expect and those that can assist with your household planning.
Home warranties give you financial control since you know how much is expected of you on a monthly or yearly basis, if you stick to a particular plan. That also helps you in predicting your budget.
3. Added protection
Most home warranties complement homeowner’s insurance. While it is not a substitute for it, a home warranty helps to cover essential household appliances and systems when they break down. That gives you peace of mind that your safety and convenience in your home might only be minimally affected or not affected at all.
4. Time management
Finally, time is money, and home warranty companies such as American residential warranty knows this. Breakdowns can happen at any unexpected time, leaving you with no option but to take time looking for the ideal technician to do the repairs.
Instead of having to wait a long time before you can find a reliable technician, a home warranty company will come in handy. If the item is covered in the plan, you only need to reach out to the home warranty company agents, who dispatch a contractor as quickly as possible. In an emergency, they take it upon themselves to ensure that your issue gets resolved within 24 hours after the service request.
All these contractors are pre-screened, pre-qualified, and licensed professionals who are locally established in your area. That means that you can trust their services. Should you have a technician in mind, always feel free to reach out to the home residential warranty company. They will give you leeway if you have a professional and reliable person to handle the repairs.
If the covered household appliance or system cannot get fixed, the home warranty company ensures replacement. They may also provide an allowance that will help replace the item according to the terms and conditions. As a client, you also benefit from purchasing discounted products through their partnerships with various appliance manufacturers.